Top Ranked
Financial Planners

Why These
Financial Planners?

Last Updated January, 04, 2021

Wimgo uses a multi-phase selection process beginning with a holistic review by our data team to check any red flags or unresolved complaints. It then selects its curated list using its expert review team on five main criteria listed below, assigning them numerical values. Finally, it selected the top 42 Financial Planners for New York City, ny.


Reputation

Analysis of all reviews across verifiable platforms to determine overall sentiment.

Expertise

Team experience and knowledge, along with number of years in business.

Service Quality

The quality of service delivered measured by quality, speed, and value.

Consistency

Rate at which the business consistently produce high quality outcomes.

Customer Service

Reputation and quality of customer experience departments.

Top Financial Planners in New York City - 2021

Bone Fide Wealth

For more than a decade, Douglas A. Boneparth has helped his clients negotiate sales of businesses; establish legacies for future generations; purchase new homes; pay off debt and achieve financial independence. Bone Fide Wealth equips their clients with the tools they need to apProach today’s reality and succeed. They are located in New York City.

Reputation
5/5
Expertise
5/5
Service Quality
4/5
Consistency
5/5
Customer Service
5/5
4.8
out of 5
5/5 | 7 Reviews

Bone Fide Wealth

For more than a decade, Douglas A. Boneparth has helped his clients negotiate sales of businesses; establish legacies for future generations; purchase new homes; pay off debt and achieve financial independence. Bone Fide Wealth equips their clients with the tools they need to apProach today’s reality and succeed. They are located in New York City.

Reputation
5/5
Expertise
5/5
Service Quality
4/5
Consistency
5/5
Customer Service
5/5
4.8
out of 5
5/5 | 7 Reviews

Stash Wealth

Their team of brilliantly savvy finance people, has over a decade of experience in the Wealth Management Industry to help young Professionals get smart with all things money. They are a modern financial planning firm for H.E.N.R.Y.s™. Their expert’s will help you better understand how to be money savvy, build a personalized ?nancial game plan to achieve the lifestyle you want, and do it with the least amount of comPromise.

Reputation
5/5
Expertise
5/5
Service Quality
3/5
Consistency
4/5
Customer Service
5/5
4.4
out of 5
5/5 | 16 Reviews

Stash Wealth

Their team of brilliantly savvy finance people, has over a decade of experience in the Wealth Management Industry to help young Professionals get smart with all things money. They are a modern financial planning firm for H.E.N.R.Y.s™. Their expert’s will help you better understand how to be money savvy, build a personalized ?nancial game plan to achieve the lifestyle you want, and do it with the least amount of comPromise.

Reputation
5/5
Expertise
5/5
Service Quality
3/5
Consistency
4/5
Customer Service
5/5
4.4
out of 5
5/5 | 16 Reviews

Lifelaidout

Roger Ma, is a NYC-based CERTIFIED FINANCIAL PLANNER, Certified Divorce Financial Analyst, and founder of lifelaidout. He work with people across the country to help them reach their financial goals, live great lives, and achieve peace of mind. He focuses on understanding your goals and where you want to go.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
3/5
Customer Service
5/5
4.6
out of 5
4/5 | 9 Reviews
New York City

Lifelaidout

Roger Ma, is a NYC-based CERTIFIED FINANCIAL PLANNER, Certified Divorce Financial Analyst, and founder of lifelaidout. He work with people across the country to help them reach their financial goals, live great lives, and achieve peace of mind. He focuses on understanding your goals and where you want to go.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
3/5
Customer Service
5/5
4.6
out of 5
4/5 | 9 Reviews
New York City

Magnus Financial Group

Magnus Financial Group is an independent investment management firm. They Provide customized wealth management and financial planning services for clients in all phases of their lives. For over fifteen years, their advisors have put client needs first and have helped them achieve long-term financial success and security. The Magnus apProach to wealth management has been built around the need to develop a clearly defined strategy to help a spectrum of clients with varying financial goals.

Reputation
5/5
Expertise
5/5
Service Quality
4/5
Consistency
5/5
Customer Service
3/5
4.4
out of 5
4/5 | 6 Reviews

Magnus Financial Group

Magnus Financial Group is an independent investment management firm. They Provide customized wealth management and financial planning services for clients in all phases of their lives. For over fifteen years, their advisors have put client needs first and have helped them achieve long-term financial success and security. The Magnus apProach to wealth management has been built around the need to develop a clearly defined strategy to help a spectrum of clients with varying financial goals.

Reputation
5/5
Expertise
5/5
Service Quality
4/5
Consistency
5/5
Customer Service
3/5
4.4
out of 5
4/5 | 6 Reviews

Association Of African American Financial Advisors

The ASSOCIATION OF AFRICAN AMERICAN FINANCIAL ADVISORS (AAAA) was created to address the needs and concerns of African American Financial Professionals. AAAA is a non-Profit membership organization for African American financial advisors and affiliated Professionals. They work in alliance with academic leaders at HBCUs that support financial planning degree Programs, legislative and regulatory bodies, financial services firms and consumer interest organizations.

Reputation
3/5
Expertise
3/5
Service Quality
5/5
Consistency
4/5
Customer Service
3/5
3.6
out of 5
5/5 | 8 Reviews

Association Of African American Financial Advisors

The ASSOCIATION OF AFRICAN AMERICAN FINANCIAL ADVISORS (AAAA) was created to address the needs and concerns of African American Financial Professionals. AAAA is a non-Profit membership organization for African American financial advisors and affiliated Professionals. They work in alliance with academic leaders at HBCUs that support financial planning degree Programs, legislative and regulatory bodies, financial services firms and consumer interest organizations.

Reputation
3/5
Expertise
3/5
Service Quality
5/5
Consistency
4/5
Customer Service
3/5
3.6
out of 5
5/5 | 8 Reviews

Zoe Financial

The wealth management industry is flawed. It is fixated on selling investment Products with bloated hidden fees rather than Providing sound advice. The common financial advisor role as a salesperson Providing access to financial Products and trade execution remains the status quo, yet technological innovation has commoditized these tasks.

Reputation
4/5
Expertise
4/5
Service Quality
4/5
Consistency
5/5
Customer Service
3/5
4
out of 5
5/5 | 12 Reviews

Zoe Financial

The wealth management industry is flawed. It is fixated on selling investment Products with bloated hidden fees rather than Providing sound advice. The common financial advisor role as a salesperson Providing access to financial Products and trade execution remains the status quo, yet technological innovation has commoditized these tasks.

Reputation
4/5
Expertise
4/5
Service Quality
4/5
Consistency
5/5
Customer Service
3/5
4
out of 5
5/5 | 12 Reviews

Pivotal Financial Services

Truly independent planning and consulting, offers clients access to the finest unbiased advice, Products and services. Pivotal Financial Services is a small independent minded boutique firm with the ability to make the pivotal choices needed to Provide their clients with superior personalized, Professional service that maintains their advantage over the larger impersonal, one size fits all firms.

Reputation
3/5
Expertise
5/5
Service Quality
3/5
Consistency
5/5
Customer Service
3/5
3.8
out of 5
5/5 | 20 Reviews

Pivotal Financial Services

Truly independent planning and consulting, offers clients access to the finest unbiased advice, Products and services. Pivotal Financial Services is a small independent minded boutique firm with the ability to make the pivotal choices needed to Provide their clients with superior personalized, Professional service that maintains their advantage over the larger impersonal, one size fits all firms.

Reputation
3/5
Expertise
5/5
Service Quality
3/5
Consistency
5/5
Customer Service
3/5
3.8
out of 5
5/5 | 20 Reviews

Certified Financial Planner

With a CFP Professional, you get a financial planner partner committed to working in your best interest and the confidence that comes with building a comPrehensive plan. Whether you’re starting a family, building a business, looking to make the most of life now, or planning for retirement, a CFP Professional can help you. They are based in New York City.

Reputation
4/5
Expertise
5/5
Service Quality
4/5
Consistency
5/5
Customer Service
3/5
4.2
out of 5
4/5 | 20 Reviews

Certified Financial Planner

With a CFP Professional, you get a financial planner partner committed to working in your best interest and the confidence that comes with building a comPrehensive plan. Whether you’re starting a family, building a business, looking to make the most of life now, or planning for retirement, a CFP Professional can help you. They are based in New York City.

Reputation
4/5
Expertise
5/5
Service Quality
4/5
Consistency
5/5
Customer Service
3/5
4.2
out of 5
4/5 | 20 Reviews

Safran Wealth Advisors

Erika Safran is founder of Safran Wealth Advisors. She has more than 30 years of experience Providing high net worth individuals and families with comPrehensive financial planning services. Erika understands the collaborative relationship required to help clients realize their dreams and make smart financial decisions. Erika has shared financial advice as a guest on CNBC, CNN, NY1, BBC News, and more.

Reputation
5/5
Expertise
3/5
Service Quality
4/5
Consistency
5/5
Customer Service
3/5
4
out of 5
4/5 | 5 Reviews

Safran Wealth Advisors

Erika Safran is founder of Safran Wealth Advisors. She has more than 30 years of experience Providing high net worth individuals and families with comPrehensive financial planning services. Erika understands the collaborative relationship required to help clients realize their dreams and make smart financial decisions. Erika has shared financial advice as a guest on CNBC, CNN, NY1, BBC News, and more.

Reputation
5/5
Expertise
3/5
Service Quality
4/5
Consistency
5/5
Customer Service
3/5
4
out of 5
4/5 | 5 Reviews

Frisch Financial Group

Shawn has over 10 years of experience in the financial services field and specializes in financial planning and portfolio allocation strategies. Shawn earned a Certified Financial Planner designation in 2013 and holds a B.A. from Syracuse University. Shawn is currently an active member in the Long Island chapter of the Financial Planning Association. He is a lifelong auto enthusiast.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
5
out of 5
5/5 | 7 Reviews

Frisch Financial Group

Shawn has over 10 years of experience in the financial services field and specializes in financial planning and portfolio allocation strategies. Shawn earned a Certified Financial Planner designation in 2013 and holds a B.A. from Syracuse University. Shawn is currently an active member in the Long Island chapter of the Financial Planning Association. He is a lifelong auto enthusiast.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
5
out of 5
5/5 | 7 Reviews

Francis Financial

Francis Financial was formed in 2002 with the purpose of doing things differently in the wealth management industry. This means Providing clients with independent advice, transparency and individual attention. They continuously work hard to maintain the boutique feel our clients love us for. They are serving the whole of New York.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
5
out of 5
5/5 | 20 Reviews

Francis Financial

Francis Financial was formed in 2002 with the purpose of doing things differently in the wealth management industry. This means Providing clients with independent advice, transparency and individual attention. They continuously work hard to maintain the boutique feel our clients love us for. They are serving the whole of New York.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
5
out of 5
5/5 | 20 Reviews

Clarfeld Financial Advisors,

Rob Clarfeld had a vision for a Client-Driven, ComPrehensive wealth management firm of unmatched technical expertise. At the time, the Prevalent business model within the industry was that of a single-disciplined, narrowly focused expertise, supplemented by the outsourcing of complementary services. They manage over $6 billion of assets on behalf of their clients, wholude senior corporate executives, Professionals, business owners, and other high net worth individuals and their related entitiesluding trusts and charitable foundations.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
5
out of 5
5/5 | 24 Reviews

Clarfeld Financial Advisors,

Rob Clarfeld had a vision for a Client-Driven, ComPrehensive wealth management firm of unmatched technical expertise. At the time, the Prevalent business model within the industry was that of a single-disciplined, narrowly focused expertise, supplemented by the outsourcing of complementary services. They manage over $6 billion of assets on behalf of their clients, wholude senior corporate executives, Professionals, business owners, and other high net worth individuals and their related entitiesluding trusts and charitable foundations.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
5
out of 5
5/5 | 24 Reviews

Felton & Peel Wealth Management

At Felton and Peel Wealth Management, their dedicated team of Professionals Provide comPrehensive financial planning the un-traditional way; through a monthly subscription service based on fiduciary standards. They are financial planners making a difference. Over their collective 50 plus years of experience, they’ve witnessed the tidal wave-like shift in the financial services industry that has swept in the need for a more authentic and transparent apProach.

Reputation
4/5
Expertise
4/5
Service Quality
4/5
Consistency
5/5
Customer Service
5/5
4.4
out of 5
5/5 | 19 Reviews

Felton & Peel Wealth Management

At Felton and Peel Wealth Management, their dedicated team of Professionals Provide comPrehensive financial planning the un-traditional way; through a monthly subscription service based on fiduciary standards. They are financial planners making a difference. Over their collective 50 plus years of experience, they’ve witnessed the tidal wave-like shift in the financial services industry that has swept in the need for a more authentic and transparent apProach.

Reputation
4/5
Expertise
4/5
Service Quality
4/5
Consistency
5/5
Customer Service
5/5
4.4
out of 5
5/5 | 19 Reviews

Thinking Big Financial

The firm’s name, Thinking Big Financial, took shape out of the idea of thinking bigger about my future. Their mission is to help people to think big about their own lives and take the steps necessary to get to the future they envision. It is my core belief that many of their aspirations in life however big or small require thoughtful planning.

Reputation
5/5
Expertise
4/5
Service Quality
5/5
Consistency
4/5
Customer Service
5/5
4.6
out of 5
5/5 | 7 Reviews

Thinking Big Financial

The firm’s name, Thinking Big Financial, took shape out of the idea of thinking bigger about my future. Their mission is to help people to think big about their own lives and take the steps necessary to get to the future they envision. It is my core belief that many of their aspirations in life however big or small require thoughtful planning.

Reputation
5/5
Expertise
4/5
Service Quality
5/5
Consistency
4/5
Customer Service
5/5
4.6
out of 5
5/5 | 7 Reviews

Green America

Green America works for a world where all people have enough, where all communities are healthy and safe, and where the bounty of the Earth is Preserved for all the generations to come. Green America operates as a collaborative and participatory workplace, where staff members reach consensus through democratic decision-making Processes on key strategic issues for the organization

Reputation
5/5
Expertise
4/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
4.8
out of 5
5/5 | 7 Reviews

Green America

Green America works for a world where all people have enough, where all communities are healthy and safe, and where the bounty of the Earth is Preserved for all the generations to come. Green America operates as a collaborative and participatory workplace, where staff members reach consensus through democratic decision-making Processes on key strategic issues for the organization

Reputation
5/5
Expertise
4/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
4.8
out of 5
5/5 | 7 Reviews

Regentatlantic Capital

At Regent Atlantic they define Wealth Management as the integration of financial planning and investment management to help their clients achieve their personal and financial goals. All of their wealth management advisors are fiduciaries, a legally defined standard of guidance and service that means an advisor is required to always act in his or her clients’ best interests. They are located in United States.

Reputation
4/5
Expertise
4/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
4.6
out of 5
5/5 | 19 Reviews

Regentatlantic Capital

At Regent Atlantic they define Wealth Management as the integration of financial planning and investment management to help their clients achieve their personal and financial goals. All of their wealth management advisors are fiduciaries, a legally defined standard of guidance and service that means an advisor is required to always act in his or her clients’ best interests. They are located in United States.

Reputation
4/5
Expertise
4/5
Service Quality
5/5
Consistency
5/5
Customer Service
5/5
4.6
out of 5
5/5 | 19 Reviews

The Vanguard Group

Vanguard Personal Advisor Services is the digital investing brand of the year, receiving the highest numerical equity score and the highest numerical score relating to Trust and Love among digital investing brandsluded in the 2019 Harris Poll EquiTrend Study, which is based on opinions of 45,541 U.S.

Reputation
5/5
Expertise
4/5
Service Quality
4/5
Consistency
4/5
Customer Service
4/5
4.2
out of 5
5/5 | 10 Reviews

The Vanguard Group

Vanguard Personal Advisor Services is the digital investing brand of the year, receiving the highest numerical equity score and the highest numerical score relating to Trust and Love among digital investing brandsluded in the 2019 Harris Poll EquiTrend Study, which is based on opinions of 45,541 U.S.

Reputation
5/5
Expertise
4/5
Service Quality
4/5
Consistency
4/5
Customer Service
4/5
4.2
out of 5
5/5 | 10 Reviews

Forest Hills Financial Group

Hector M. Rivera, CFP, CLU is the Director of Investments and a Financial Advisor with Forest Hills Financial Group working in both the NYC. As a Certified Financial Planner, Hector helps his clients plan and achieves the goals that are most important to them. With over a decade of wealth management experience, as Director of Investments, Hector trains the firm’s financial advisors on investment strategies that will help achieve client goals and guide clients through the changing financial markets.

Reputation
4/5
Expertise
4/5
Service Quality
4/5
Consistency
4/5
Customer Service
4/5
4
out of 5
4/5 | 1 Reviews

Forest Hills Financial Group

Hector M. Rivera, CFP, CLU is the Director of Investments and a Financial Advisor with Forest Hills Financial Group working in both the NYC. As a Certified Financial Planner, Hector helps his clients plan and achieves the goals that are most important to them. With over a decade of wealth management experience, as Director of Investments, Hector trains the firm’s financial advisors on investment strategies that will help achieve client goals and guide clients through the changing financial markets.

Reputation
4/5
Expertise
4/5
Service Quality
4/5
Consistency
4/5
Customer Service
4/5
4
out of 5
4/5 | 1 Reviews

Savvy Ladies

Stacy Francis is the Founder, CEO and President of Francis Financial, a Wealth Management and Financial Planning firm. With over 18 years of experience in the financial industry, she is a CERTIFIED FINANCIAL PLANNER, a Certified Divorce Financial Analyst, and a Certified Estate Planning Specialist. She is the Co-Director of the Association of Divorce Financial Planners’ Greater New York Metro Chapter and a member of the Women Presidents’ Organization.

Reputation
5/5
Expertise
4/5
Service Quality
5/5
Consistency
4/5
Customer Service
5/5
4.6
out of 5
4/5 | 11 Reviews

Savvy Ladies

Stacy Francis is the Founder, CEO and President of Francis Financial, a Wealth Management and Financial Planning firm. With over 18 years of experience in the financial industry, she is a CERTIFIED FINANCIAL PLANNER, a Certified Divorce Financial Analyst, and a Certified Estate Planning Specialist. She is the Co-Director of the Association of Divorce Financial Planners’ Greater New York Metro Chapter and a member of the Women Presidents’ Organization.

Reputation
5/5
Expertise
4/5
Service Quality
5/5
Consistency
4/5
Customer Service
5/5
4.6
out of 5
4/5 | 11 Reviews

Prestige Wealth Management Group

At Prestige Wealth Management Group, as a family-owned business, they believe in treating their clients with the same care as they would a member of their own family. Just as you invest your money, they invest their time forming true, meaningful relationships with every client. And when you choose us to navigate life’s financial burdens with you, they bring the highest level of personal service and financial guidance. That’s our commitment.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
4/5
Customer Service
4/5
4.6
out of 5
4/5 | 2 Reviews

Prestige Wealth Management Group

At Prestige Wealth Management Group, as a family-owned business, they believe in treating their clients with the same care as they would a member of their own family. Just as you invest your money, they invest their time forming true, meaningful relationships with every client. And when you choose us to navigate life’s financial burdens with you, they bring the highest level of personal service and financial guidance. That’s our commitment.

Reputation
5/5
Expertise
5/5
Service Quality
5/5
Consistency
4/5
Customer Service
4/5
4.6
out of 5
4/5 | 2 Reviews

Edelman Financial Engines

At Edelman financial engine their team is made up of some of the brightest minds in the business. From their founders to our leadership team to their employees, everyone here wants to help make your retirement better. e planning a comPrehensive apProach that means they can help you with any decision in your life related to a dollar sign.

Reputation
4/5
Expertise
4/5
Service Quality
4/5
Consistency
4/5
Customer Service
4/5
4
out of 5
5/5 | 10 Reviews

Edelman Financial Engines

At Edelman financial engine their team is made up of some of the brightest minds in the business. From their founders to our leadership team to their employees, everyone here wants to help make your retirement better. e planning a comPrehensive apProach that means they can help you with any decision in your life related to a dollar sign.

Reputation
4/5
Expertise
4/5
Service Quality
4/5
Consistency
4/5
Customer Service
4/5
4
out of 5
5/5 | 10 Reviews

Expert Answers To Common Questions:

  1. What does a financial planner cost?
  2. How much money should you have before getting a financial advisor?
  3. Should my financial advisor be a CFP?
  4. What does it mean if a financial planner is a fiduciary?
  5. Is a financial advisor the same as a financial planner?
  6. What does a financial planner do?
  7. What things should I look for when hiring a financial planner?
  8. Just as with any type of surgical procedure, there is an element of risk associated with hair transplantation. Nevertheless, complications from the surgery associated with hair loss are incredibly rare and typically minimal. Infection and bleeding are minor and infrequent. That being said, you will have to avoid using certain drugs such as aspirin or some herbal supplements or remedies prior to your hair transplant surgery. Should there be any concerns, it is always important to speak to the physician so that your fears can be allayed.
What does a financial planner cost?

The particular cost tends to depend on the range of services your chosen financial planner offers you, as well as their experience. Nevertheless, thorough financial planning can cost anything from $2100 to $11,000 each year.

How much money should you have before getting a financial advisor?

Financial Advisors come in 3 basic flavours:
Transactional Advisors/Brokers/Insurance Agents charge clients a percentage or fixed amount for each purchase (and, in the case of stocks, bonds, or options, each sale, as well).
Financial Advisors who charge a fixed dollar amount to provide advice: for example, a financial or retirement plan, an asset allocation or an inheritance, tax, or succession plan. These Advisors have no asset minimum.
Investment Advisors (aka, Wrap-fee advisors, Fiduciary Advisors, Asset Fee-Based Advisors) both Advise and also Invest the money. They charge a fee that is a percentage of the assets under management. Typically, minimums are $100–200k, but maybe as high as $500k or a Million.

Should my financial advisor be a CFP?

Given that there are over 100 certifications available to those in the financial industry, the CFP certification certainly stands out. For one, to be a CFP, one must be a fiduciary. This means that every CFP must put the needs of their clients ahead of their own. It can be surprising to learn that the majority of financial professionals are not required by law to do this and it is for this reason that the CFP and the CFP board unique and important entities where consumer protections are mentioned.

What does it mean if a financial planner is a fiduciary?

It means that your financial planner follows the fiduciary standard. This is a standard that means your financial planner puts your best interests ahead of their own. For example, if your financial planner has two similar investment products with varying fees, your financial planner that is also a fiduciary would have no choice but to recommend the investment product that has the lower cost to you, even if that means they would make less money from it. It is a standard that is great for you, the client and not necessarily for the financial planner.

What it simply means is that:

  • They must act in your best interest
  • They must provide information pertaining to any conflict of interest that may arise
  • They must clearly define how their money is made (commissions, asset-based fees, upfront fees, and more).
Is a financial advisor the same as a financial planner?

Generally, any professional that is able to help you take care of your money is to be considered a financial advisor. However, a financial planner is a financial advisor working within a specific niche known as financial planning. If your goal is to have a program that helps you achieve your long-term financial goals, then a financial planner would be the go-to professional.

What does a financial planner do?

The role of a financial planner is to provide expert assistance and advice in order to help you reach any financial goals you have set for yourself. These goals typically depend on your needs and your situation. A financial planner is able to help you with saving and budgeting, investing, debt reduction, estate planning, insurance, retirement, and tax optimisation.

What things should I look for when hiring a financial planner?

Accreditation and certification
When talking to someone about your money and financial future, it is imperative that you know the person you aim to work with is actually qualified for the job. It is important to note that whilst accreditation is a wonderful sign, it does not guarantee that the individual is a great financial planner. This is why you ask for referrals and references.

Pay structure
Every financial planner comes with their own unique pay structure, so you have to select the one that helps determine if an investment was smart as it was intended to be. Generally, you want to avoid working with financial planners on a commission basis. They are likely to think more about their commission than meeting your needs.

Listen out for questions
A great way to ascertain the ethics of your chosen financial planner is to just listen to them while they speak. Additionally, you will want to pay attention to how many questions they ask you. Given that all financial situations and goals are different, there isn’t a cookie-cutter option. It is best to steer clear of financial planners that say otherwise.

Conduct a background check
Given the peculiarity of the relationship, there will have to be a fair amount of trust and transparency for your relationship with the financial planner to be successful. This is where you will want to learn more about their background. Find out if they have ever been investigated by an investment regulatory body or have been convicted for a crime.

Just as with any type of surgical procedure, there is an element of risk associated with hair transplantation. Nevertheless, complications from the surgery associated with hair loss are incredibly rare and typically minimal. Infection and bleeding are minor and infrequent. That being said, you will have to avoid using certain drugs such as aspirin or some herbal supplements or remedies prior to your hair transplant surgery. Should there be any concerns, it is always important to speak to the physician so that your fears can be allayed.

There are quite a number of questions to ask a financial planner when you first meet them, however, the most important question is one that you pose to yourself; you have to know what you want in an advisor. Try to discover the type of services you will require and how much you are willing to pay for those services. Thinking about these questions will help you determine what questions to ask before hiring a financial planner. Below are the questions you should ask when hiring a financial planner:

  • What are your credentials?
  • Are you a fiduciary?
  • How do you get paid?
  • What services do you offer?
  • What is your investment philosophy?
  • How will investments be picked for me?
  • What benchmarks are used?
  • Who is your custodian?
  • What are your typical clients like?
  • How much contact will we have?
  • Do you have anyone else that works with you?
  • What is your succession plan?
  • Is it possible to view a sample financial plan?
  • Why should I choose you?