Top Ranked
Credit Repair Services

Why These Credit Repair Services?

Last Updated Jul, 15, 2021

Wimgo uses a multi-phase selection process beginning with a holistic review by our data team to check any red flags or unresolved complaints. It then selects its curated list using its expert review team on five main criteria listed below, assigning them numerical values. Finally, it selected the top 20 Credit Repair Services for Boston, ma.


Reputation

Analysis of all reviews across verifiable platforms to determine overall sentiment.

Expertise

Team experience and knowledge, along with number of years in business.

Service Quality

The quality of service delivered measured by quality, speed, and value.

Consistency

Rate at which the business consistently produce high quality outcomes.

Customer Service

Reputation and quality of customer experience departments.

Top Credit Repair Services in Boston - 2021

Key Credit Repair

A company that can help you to achieve your dream of the American home of ownership. Key Credit Repair is a growing credit repair organization experienced in Negative and unverifiable records, Debt Validation services, Collection balance reduction negotiation, and Credit coaching and unlimited Credit advice. They are founded in 2008 and they are an award-winning company.

Service Focus
9%
9%
27%
56%

The Credit Repair Monkey

Credit repair Boston is a company that will help you to boost your credit rating. They are Providing lessons and Proposals to fix your credit after facing difficult obstacles. They also Provide risk-free Promise along with their top-quality team of Professionals who are ready to enhance your credit rating and disposing of your bad debt.

Service Focus
19%
40%
24%
17%

Credit Repair Pros

If you have been credit denied, Credit Repair Pros is a company that can help you. They are ready to fix your credit score and will help you repair your credit directly with their credit bureaus where they can challenge inaccurate information on your credit report to transform your score.

Service Focus
35%
26%
27%
12%

Cre Credit Services

CRE Credit Service is a company that can help you to effectively resolve your credit issues legitimately and securely. CRE investigates your credit errors, challenging credit organizations and landers to fix your credit report to 100% Precise. They are nationally recognized and they are giving free credit analysis and consultation with absolutely free obligation.

Service Focus
8%
50%
20%
22%

Raise Up Credit Repair

5.0 6 Reviews

A Boston based company that will help you torease your credit score in 60 days. They are experienced in repairing your credit score and your bad credit history and they will help you to get rid of the negative score that you are getting. Their consultations are free and their team of Professionals will explain to you how to boost your credit score.

Service Focus
8%
34%
51%
7%

Credit Repair Ease

Credit Repair Ease is a company that is helping householders owners and business owners to fix bad credit score and boost your credit score with heir team of Professionals. They are monitoring and fixing the whole Process and they are aiming you to get your credit score form a range from 700 to 749.

Service Focus
33%
54%
12%
1%

Boston Credit Repair

This is a credit repair company that is based in Boston, MA. They are offering a free consultation with a trained credit consultant for any of your credit repair needs. During the repairing Process, you will be able to login to your file 24/7 to check your credit score.

Service Focus
25%
26%
30%
18%

Alpha Credit Services

Alpha Credit Services is a company with experience for more than 25 years. They will imProve your credit score. They are also Providing an agenda to imProve your FICO score just with a few assistsluding helping those with no credit history, assisting those with federal student loans and other strategic methods to enhance your credit reports.

Service Focus
19%
10%
32%
39%

Consumer Credit Counseling Services

4.0 7 Reviews

This is a non-Profit counseling credit agency that helps customers to take their financial lives through credit counseling, debt consolidation, and financial education. It is founded in 1991 and their certified financial Professionals will help you to imProve your financial Problems thought to consult and advising. They are also offering an easy way to contact them.

Service Focus
33%
8%
27%
33%

National Financial Credit Group

5.0 4 Reviews

National FCG is a company that is offering financial footing on internet rates, refinancing plans to credit limits and a star-up capital for your businesses. They are offering a partnership with their 13+ years of experience to guide you on repair to your credit. One of the companies that are offering an easy way to reach out to them and fix your financial troubles.

Service Focus
24%
26%
33%
17%

One Good Credit

One Good Credit is a company that is dedicated to boosting your credit score as high as possible. If you have any trouble with your credit score, they offer their help for you to form new great credit or getting debt eliminated, also this company is offering their Professional help from coast to coast.

Service Focus
16%
31%
9%
44%

Chaffin Credit Consulting

4.0 8 Reviews

This company specializes in Providing credit education, analysis, and restoration. They are offering their knowledge to the majority of costumers that have received little to no education regarding credit. They also have experience in studying the law, interacting with the bureaus and working with creditors and collectors for many years.

Service Focus
33%
33%
14%
21%

Repair Credit 101

Repair Credit 101 is a company based in Boston, MA with Professional service on credit education and empowering its clients to secure their financial future. The team of young employees has vision to help people in need, which means people who are having financial difficulties and struggles over credit scores.

Service Focus
11%
7%
49%
33%

Francois And Associates

Francois and Associates is a company specialized in Providing best in class debt settlement services. Their Massachusetts based company had helped local costumers to take back their debt control. They are focused on debt consolidation and payment to one monthly payment so you can use a consolidating load without any Problems.

Service Focus
8%
29%
41%
22%

Elite Financial Services

4.0 2 Reviews

This company is founded in 2007 and they are committed to helping people live debt nationwide. They are Proving your financial freedom over 10 years of experience and they helped costumer to save more than $20 million saving and counting. Through their debt relief freedom they are eliminating unsecured debt in as little as 12-36 months.

Service Focus
25%
6%
28%
41%

Equifax

4.0 2 Reviews

This company is a global data, analysis, and technology company. They are operating in 24 countries in North America, Central and South America, Europe and Asia where they are blending unique data, analysis, and technology to help customers worldwide to create insights power decisions. Equifax has apProximately more than 11,000 employees worldwide.

Service Focus
30%
22%
14%
33%

Money Management International

Money Management International od MMI is helping people to overcome their financial challenges. As a non-Profit, they are striving to deliver people in financial troubles to face their economic challenges and to bring them to a safer and comfortable place. They are empowering individuals, stabilizes households, strengthen communication and Provide solutions.

Service Focus
1%
39%
13%
13%
15%
19%

Depina Credit Solutions

Depina Credit Solutions is a national credit counseling and coaching company that is located in Brockton, Massachusetts. Their credit experts are communicating with credit bureaus by challenging questionable, misleading or unverifiable data on customer credit reports. They are investigating your credit reports so it can be fixed, by their words in 30 days.

Service Focus
42%
40%
5%
12%

Bay State Credit

Bay State Credit is offering to handle your entire credit report in a very easy way. The first review is totally free, and they are helping you to determine the best steps to imProve your credit. They are analyzing your credit score, dispute derogatory items, truck results and escalate disputes.

Service Focus
6%
59%
8%
26%

Consumer Financial Services

For many years, this company is Providing quality, personalized financial guidance to individuals and businesses. Their team of Professionals is bringing their customers personal tax Preparation, accountant services, and services such as audits and financial plannings. They are ensuring efficient and organized assistance with high standards and strong work ethics.

Service Focus
12%
30%
28%
30%

Expert Answers To Common Questions:

  1. Can a credit repair service lower my mortgage payments?
  2. Should I use a credit repair service?
  3. How do credit repair services work?
  4. Are credit repair services legal?
  5. Do credit repair services work?
  6. How can I repair my credit myself?
  7. What is the best credit repair service?
  8. Is it worth paying someone to fix your credit?
  9. How much does it cost to repair my credit?
Can a credit repair service lower my mortgage payments?

Settling whatever challenges or inaccurate information you have in your credit report can help you get a good credit score which is enough to also have low mortgage rates. Credit repair services can help with challenging this inaccurate information and ensure that it has actually been corrected in your credit report. This can get you a good credit score as long as you don’t have any down debts and the information challenged was actually inaccurate thereby getting you low mortgage rates.

Should I use a credit repair service?

It’s not necessary or something you need to do before you get your challenges sorted. You can absolutely do it on your own but if you need further advice or would like to consult with experts or you’re a busy person and wouldn’t have time to do it and follow up, then you should get the services of a legitimate credit repair company to help you with it.

How do credit repair services work?

What credit repair companies do primarily is to give you advice on what to do regarding inaccurate information on your credit report and also help you through the process of submitting a challenge to the appropriate quarters. Depending on the subscription you have with them and the amount you’re paying, these services might be extended to other things such as credit monitoring. So basically they provide services to help you counter any kind of inaccurate information you have on your credit report.

Are credit repair services legal?

Yes, credit repair services are legal. It is even protected by a federal law. So that means using them is actually not a problem. However, you might need to be very careful when selecting a credit repair company so as not to fall for scams posing to offer credit repair services. Also, beware of any credit repair company that guarantees to have accurate information taken off your credit report.They have no hand in that, they only submit disputes just like you can do yourself and wait for feedback regarding the dispute issued.

Do credit repair services work?

If work means helping you to dispute or challenge any inaccurate information in your credit report, then yes. Credit repair services help you do that together with a number of other things, one of which is Credit reporting. They submit a dispute on your behalf and also do follow up to ensure it is settled and the information no longer appears on your credit report. However, if the information is inaccurate or unverifiable, then the information might not be removed but that is not a fault on the part of your credit repair company.

How can I repair my credit myself?

To start, you’d first have to obtain your credit reports. Everyone is entitled to a free credit report once in 12 months and this can be gotten from www.annualcreditreport.com. After getting your report, the next thing is to check and review the report for any negative items or inaccurate information, which could be late payments, bankruptcies, repossessions and so on. Next step is to challenge and dispute the inaccurate information in the report. If the information is accurate, it will not be removed. Even for the inaccurate information detected, you will need to get proof or something to back up your claim for it to be properly investigated and have it removed. You can then send a mail to the credit agency reporting the inaccurate information stating your challenge. There’s also an option to submit disputes online and this can be done via the agency’s website.

What is the best credit repair service?

There are a number of companies that offer credit repair services. Their services usually come with not just helping you repair your credit but also some other things like credit monitoring or follow up to ensure the inaccurate information has been removed from your credit report. The best available is Credit Saint, having an A+ rating at the Better Business Bureau for over 10 years. They offer free consultation at the start to help you identify negative items in your credit report before you can then decide on which of their packages you want to go for. Their services range from sending challenges to all three credit bureaus, sending cease and desist letters, to credit monitoring and being able to monitor progress in your dashboard.

Is it worth paying someone to fix your credit?

Unless you’re a really busy person and you don’t have the time to check your reports and dispute whatever inaccurate information you have in your credit report, then it’s not worth paying someone to fix your credit for you. “Fix”, at best in this context, means they’ll help you try to get inaccurate information off your credit report as long as it’s the right thing and also verifiable. If the information is not accurate, there’s nothing even the best credit repair services can do to remove such information. Whereas, there’s nothing a credit repair service or anyone willing to help you for a price will do that you totally cannot.

How much does it cost to repair my credit?

It costs absolutely nothing to repair your credit when you do it all by yourself. It’s not an entirely difficult process that you can’t handle and it will help you save money rather than pay someone to do it. However, you can spend between $30 to $130 when you hire the services of a credit repair company to help you go about it just in case you don’t have the time to do it yourself. Most credit repair services are usually subscription based and you might have to pay the amount every month to have the companies help you dispute inaccurate information in your credit reports.