2022 Reviews

Top Credit Repair Services in Chicago - 2022

LAST UPDATED 27 May, 2022
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List of the Top Credit Repair Services in Chicago

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Credit Repair Chicago

Service Focus
7% Trade Lines
43% Credit Disputes
24% Debt
26% Other
Service Focus
7% Trade Lines
43% Credit Disputes
24% Debt
26% Other
Chicagocreditrepair79.com can remove these items by challenging negative items on your credit report, SUCH AS: Judgments, Medical collections, Charge offs, Tax liens, Repossessions, Short sales, Late payments, Negative information like this is what lowers your credit score. Start imProving your credit report now! This Provide Free credit report and consultation, Free credit imProvement recommendations, Free 24/7 access to your file.

Credit Glory Credit Repair

Service Focus
24% Trade Lines
19% Credit Disputes
12% Debt
45% Other
Service Focus
24% Trade Lines
19% Credit Disputes
12% Debt
45% Other
Credit Glory in the credit repair industry for over a decade. Before credit repair, they worked for one of the largest debt collection agencies in the nation, giving us unique insight into the businesses we challenge on your behalf. No one can fight for you like us because no one understands the competition like we do.

Expert Credit Repair Service

Service Focus
63% Trade Lines
17% Credit Disputes
13% Debt
7% Other
Service Focus
63% Trade Lines
17% Credit Disputes
13% Debt
7% Other
CreditRepair.com Empowers Every Individual To Achieve The Credit Scores They Deserve & Enjoy A Lifestyle Of Greater Opportunity. They focus beyond one-time credit repair; develop healthier relationship with your credit, your story, and your determination to make a change and want to empower you to make a significant, long-lasting lifestyle change that can give you access to your financial dreams.

Frequently Asked Questions About Credit Repair Services

Settling whatever challenges or inaccurate information you have in your credit report can help you get a good credit score which is enough to also have low mortgage rates. Credit repair services can help with challenging this inaccurate information and ensure that it has actually been corrected in your credit report. This can get you a good credit score as long as you don’t have any down debts and the information challenged was actually inaccurate thereby getting you low mortgage rates.

It’s not necessary or something you need to do before you get your challenges sorted. You can absolutely do it on your own but if you need further advice or would like to consult with experts or you’re a busy person and wouldn’t have time to do it and follow up, then you should get the services of a legitimate credit repair company to help you with it.

What credit repair companies do primarily is to give you advice on what to do regarding inaccurate information on your credit report and also help you through the process of submitting a challenge to the appropriate quarters. Depending on the subscription you have with them and the amount you’re paying, these services might be extended to other things such as credit monitoring. So basically they provide services to help you counter any kind of inaccurate information you have on your credit report.

Yes, credit repair services are legal. It is even protected by a federal law. So that means using them is actually not a problem. However, you might need to be very careful when selecting a credit repair company so as not to fall for scams posing to offer credit repair services. Also, beware of any credit repair company that guarantees to have accurate information taken off your credit report.They have no hand in that, they only submit disputes just like you can do yourself and wait for feedback regarding the dispute issued.

If work means helping you to dispute or challenge any inaccurate information in your credit report, then yes. Credit repair services help you do that together with a number of other things, one of which is Credit reporting. They submit a dispute on your behalf and also do follow up to ensure it is settled and the information no longer appears on your credit report. However, if the information is inaccurate or unverifiable, then the information might not be removed but that is not a fault on the part of your credit repair company.

To start, you’d first have to obtain your credit reports. Everyone is entitled to a free credit report once in 12 months and this can be gotten from www.annualcreditreport.com. After getting your report, the next thing is to check and review the report for any negative items or inaccurate information, which could be late payments, bankruptcies, repossessions and so on. Next step is to challenge and dispute the inaccurate information in the report. If the information is accurate, it will not be removed. Even for the inaccurate information detected, you will need to get proof or something to back up your claim for it to be properly investigated and have it removed. You can then send a mail to the credit agency reporting the inaccurate information stating your challenge. There’s also an option to submit disputes online and this can be done via the agency’s website.

There are a number of companies that offer credit repair services. Their services usually come with not just helping you repair your credit but also some other things like credit monitoring or follow up to ensure the inaccurate information has been removed from your credit report. The best available is Credit Saint, having an A+ rating at the Better Business Bureau for over 10 years. They offer free consultation at the start to help you identify negative items in your credit report before you can then decide on which of their packages you want to go for. Their services range from sending challenges to all three credit bureaus, sending cease and desist letters, to credit monitoring and being able to monitor progress in your dashboard.

Unless you’re a really busy person and you don’t have the time to check your reports and dispute whatever inaccurate information you have in your credit report, then it’s not worth paying someone to fix your credit for you. “Fix”, at best in this context, means they’ll help you try to get inaccurate information off your credit report as long as it’s the right thing and also verifiable. If the information is not accurate, there’s nothing even the best credit repair services can do to remove such information. Whereas, there’s nothing a credit repair service or anyone willing to help you for a price will do that you totally cannot.

It costs absolutely nothing to repair your credit when you do it all by yourself. It’s not an entirely difficult process that you can’t handle and it will help you save money rather than pay someone to do it. However, you can spend between $30 to $130 when you hire the services of a credit repair company to help you go about it just in case you don’t have the time to do it yourself. Most credit repair services are usually subscription based and you might have to pay the amount every month to have the companies help you dispute inaccurate information in your credit reports.

Excellent Credit Solutions

Service Focus
36% Trade Lines
3% Credit Disputes
57% Debt
4% Other
Service Focus
36% Trade Lines
3% Credit Disputes
57% Debt
4% Other
Excellent Credit Solutions is here to Promote financial literacy and offer economic alternatives for credit consulting and repair. This company was established in 2014. This company mission is to Promote financial literacy and offer economic alternatives to households filing bankruptcy and offer credit consulting and repair.

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Opulent Credit Builders

Service Focus
13% Trade Lines
47% Credit Disputes
7% Debt
33% Other
Service Focus
13% Trade Lines
47% Credit Disputes
7% Debt
33% Other
Opulent Credit Builders is a credit score in the most important three-digit number in your life. ImProving your credit can lead to savings of hundreds of thoUSAnds of dollars over the life of a mortgage. In addition, a better credit Profile can help you with credit card rates, auto loans, and help you get that job you wanted.

Pro Credit Repair

Service Focus
12% Trade Lines
56% Credit Disputes
31% Debt
1% Other
Service Focus
12% Trade Lines
56% Credit Disputes
31% Debt
1% Other
Pro Credit Repair is a clients need our services most when they are in the Process of trying to complete a purchase — and have stumbled upon credit hurdles Preventing them from completing the transaction or getting favorable terms and quickly and efficiently solve their Problems so they complete their purchase with the smallest amount of delay, and with results.

Nationwide Credit Clearing

Service Focus
44% Trade Lines
16% Credit Disputes
7% Debt
34% Other
Service Focus
44% Trade Lines
16% Credit Disputes
7% Debt
34% Other
Nationwide Credit Clearing (NCC), headquartered in Chicago, Ill, is a family owned company. Established in 1985 by Todd Stern, NCC has been helping clear credit reports for over 25 years. The business started with one office in Chicago and now has offices in St. Louis, Miami, and Detroit. Nationwide Credit has a resident Professional staff and close affiliation with two outside law firms.

Prime Credit Advisors

Service Focus
12% Trade Lines
12% Credit Disputes
36% Debt
40% Other
Service Focus
12% Trade Lines
12% Credit Disputes
36% Debt
40% Other
Prime Credit Advisors, home of the powerful fast credit repair company Providing industry leading credit solutions. Millions of Americans suffer from bad credit and it’s our mission to help people repair credit, to ultimately get back on the road to financial freedom. They focus others by disputing inaccurateomplete, erroneous, and obsolete negative item, public records, collections, charge-offs, judgments, liens, bankruptcies.

Nationwide Credit Experts

Service Focus
52% Trade Lines
4% Credit Disputes
1% Debt
44% Other
Service Focus
52% Trade Lines
4% Credit Disputes
1% Debt
44% Other
Nationwide Credit Experts (NCE) has been in business since 2007 and is a multi-function Business & Personal Needs firm. We are a team of Credit Specialists, Debt Negotiators, Tax Professionals, Loan Specialists and networked Attorneys. Most of our clients come from places like Wells Fargo, Chase Manhattan, Bank of America, Century 21, Re/Max and even places like Ford & Nissan.

Knk Credit Consultants

Service Focus
41% Trade Lines
1% Credit Disputes
22% Debt
36% Other
Service Focus
41% Trade Lines
1% Credit Disputes
22% Debt
36% Other
KNK Credit Consultants is dedicated to Providing outstanding assistance to our clients with repairing their credit, as well as Providing them with the knowledge to establish good credit and how to maintain their good credit once they graduate our Program. Don’t Let bad credit hold you back, let us help restore your creditability.

Score Booster

Service Focus
37% Trade Lines
8% Credit Disputes
24% Debt
32% Other
Service Focus
37% Trade Lines
8% Credit Disputes
24% Debt
32% Other
Score Booster is beyond one-time credit repair; and dedicated to helping you develop a healthier relationship with your credit. Our focus is on you, your story, and your determination to make a change. We want to empower you to make a significant, long-lasting lifestyle change that can give you access to your financial dreams.

R&R Financial Group

Service Focus
37% Trade Lines
8% Credit Disputes
22% Debt
33% Other
Service Focus
37% Trade Lines
8% Credit Disputes
22% Debt
33% Other
R&R Financial Group is one of the most effective, hassle free Credit Repair service available! And it’s a unique aggressive strategies, conventional and non-conventional dispute methods to ensure maximum and timely results in restoring your credit. We Prepare your credit report for Mortgage Underwriters, so you get a loan. Focus on Repair credit, Scores and Credit services.

Credit Level

Service Focus
38% Trade Lines
16% Credit Disputes
23% Debt
23% Other
Service Focus
38% Trade Lines
16% Credit Disputes
23% Debt
23% Other
Credit Level is formed by people, they have Proven results here and our goal is to not only share our knowledge about credit reports, but also to help every individual achieve the lifestyle and credit scores they deserve. They teach you how to grow it and maintain it, so that you never have to be in this situation ever again.

B & C EnterPrise

Service Focus
33% Trade Lines
5% Credit Disputes
53% Debt
9% Other
Service Focus
33% Trade Lines
5% Credit Disputes
53% Debt
9% Other
B&C EnterPrises was found in 1979. By George and has led to becoming one of the leaders in developing Chicago's downtown and surrounding neighborhoods. Graduating from Illinois' top university, George's unique stylistic apProach created opportunities to work for the cities biggest institutions. No slowing down in sight, George is still taking B&C EnterPrises to new heights.

Alliant Credit Union

Service Focus
27% Trade Lines
31% Credit Disputes
40% Debt
2% Other
Service Focus
27% Trade Lines
31% Credit Disputes
40% Debt
2% Other
Alliant Credit Union is the largest credit union in Illinois and one of the largest in the nation. Our top-notch online, mobile and phone banking services and emphasis on security make banking easier and safer for our 450,000 members nationwide. With over 80 years of history and more than $11 billion in assets and founded in 1935.

Kaplan Law Firm

Service Focus
35% Trade Lines
11% Credit Disputes
24% Debt
31% Other
Service Focus
35% Trade Lines
11% Credit Disputes
24% Debt
31% Other
Kaplan Law Firm helps people who, due to a variety of circumstances, must consider the possibility of bankruptcy. And consumer bankruptcy has been the firm’s only business. All critical junctures of a client’s case are handled by a highly qualified attorney. Paralegals help efficiently expedite paperwork, allowing the firm to Provide an effective, Professional service for a reasonable fee.

Illinois Credit Services

Service Focus
52% Trade Lines
7% Credit Disputes
7% Debt
34% Other
Service Focus
52% Trade Lines
7% Credit Disputes
7% Debt
34% Other
Illinois Credit Services is a local credit repair company and repair unverifiable bad credit. They have Provide credit repair services throughout Illinois. So if you have bad credit and want to imProve it, it’s time to take control. It’s all about you want to know more about what a credit score is or how to imProve your credit score.

Zorro Credit

Service Focus
37% Trade Lines
16% Credit Disputes
17% Debt
30% Other
Service Focus
37% Trade Lines
16% Credit Disputes
17% Debt
30% Other
Zorro Credit specialized in credit repair and imProving your credit score on monthly basis. They serviceslude: inquiry removal, late payment deletion, medical bill deletion, charge-off deletion, bankruptcy deletion, tax lien deletion, foreclosure deletion. We are happy to announce that we have many satisfied clients, with lots of good reviews, with excellent results in our service.

Lexington Law Credit Repair

Service Focus
35% Trade Lines
54% Credit Disputes
6% Debt
5% Other
Service Focus
35% Trade Lines
54% Credit Disputes
6% Debt
5% Other
Lexington Law firm are leaders in credit repair for a reason. They are the leading firm in credit repair. They began its consumer law Practice when it redefined a fledgling credit repair industry by fusing strict regulatory compliance with innovative credit repair solutions. Today, Lexington Law continues to be a driving force helping clients take action on their credit.