2024 Reviews

Top Credit Repair Services in San Francisco - 2024

LAST UPDATED 27 Nov, 2024
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List of the Top Credit Repair Services in San Francisco

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E-Fix Credit Solutions

Service Focus
29% Trade Lines
12% Credit Disputes
31% Debt
28% Other
Service Focus
29% Trade Lines
12% Credit Disputes
31% Debt
28% Other
E-Fix Credit is wide-sPread financial unrest created by the recession in 2009. Their members came together to aimed their own credit Problems and in their research, they discovered many flaws in the credit responding Process. They no have offices across the United States all working toward their goal which is helping others to overcome their credit troubles.

Imax Credit

Service Focus
8% Trade Lines
18% Credit Disputes
40% Debt
34% Other
Service Focus
8% Trade Lines
18% Credit Disputes
40% Debt
34% Other
This company has Proven experience over 15 years for credit repair. On their phase one, they are removing negative items, that means execute plan with Pre-litigation disputes. In their second phase, they build new credit accounts and imProve your credit, and on the third phase, your credit is Primed for mortgage/ loan.

Credit Advisors Council

Service Focus
18% Trade Lines
27% Credit Disputes
17% Debt
38% Other
Service Focus
18% Trade Lines
27% Credit Disputes
17% Debt
38% Other
Credit Advisor Council is a San Francisco based Professional managing and repairing customer credit company. They are offering to repair your financial situation through credit repair Process. They are Providing a free consultation to talk with one of their credit counselors who are extremely knowledgeable and experienced with consumer credit and debt.

Frequently Asked Questions About Credit Repair Services

Settling whatever challenges or inaccurate information you have in your credit report can help you get a good credit score which is enough to also have low mortgage rates. Credit repair services can help with challenging this inaccurate information and ensure that it has actually been corrected in your credit report. This can get you a good credit score as long as you don’t have any down debts and the information challenged was actually inaccurate thereby getting you low mortgage rates.

It’s not necessary or something you need to do before you get your challenges sorted. You can absolutely do it on your own but if you need further advice or would like to consult with experts or you’re a busy person and wouldn’t have time to do it and follow up, then you should get the services of a legitimate credit repair company to help you with it.

What credit repair companies do primarily is to give you advice on what to do regarding inaccurate information on your credit report and also help you through the process of submitting a challenge to the appropriate quarters. Depending on the subscription you have with them and the amount you’re paying, these services might be extended to other things such as credit monitoring. So basically they provide services to help you counter any kind of inaccurate information you have on your credit report.

Yes, credit repair services are legal. It is even protected by a federal law. So that means using them is actually not a problem. However, you might need to be very careful when selecting a credit repair company so as not to fall for scams posing to offer credit repair services. Also, beware of any credit repair company that guarantees to have accurate information taken off your credit report.They have no hand in that, they only submit disputes just like you can do yourself and wait for feedback regarding the dispute issued.

If work means helping you to dispute or challenge any inaccurate information in your credit report, then yes. Credit repair services help you do that together with a number of other things, one of which is Credit reporting. They submit a dispute on your behalf and also do follow up to ensure it is settled and the information no longer appears on your credit report. However, if the information is inaccurate or unverifiable, then the information might not be removed but that is not a fault on the part of your credit repair company.

To start, you’d first have to obtain your credit reports. Everyone is entitled to a free credit report once in 12 months and this can be gotten from www.annualcreditreport.com. After getting your report, the next thing is to check and review the report for any negative items or inaccurate information, which could be late payments, bankruptcies, repossessions and so on. Next step is to challenge and dispute the inaccurate information in the report. If the information is accurate, it will not be removed. Even for the inaccurate information detected, you will need to get proof or something to back up your claim for it to be properly investigated and have it removed. You can then send a mail to the credit agency reporting the inaccurate information stating your challenge. There’s also an option to submit disputes online and this can be done via the agency’s website.

There are a number of companies that offer credit repair services. Their services usually come with not just helping you repair your credit but also some other things like credit monitoring or follow up to ensure the inaccurate information has been removed from your credit report. The best available is Credit Saint, having an A+ rating at the Better Business Bureau for over 10 years. They offer free consultation at the start to help you identify negative items in your credit report before you can then decide on which of their packages you want to go for. Their services range from sending challenges to all three credit bureaus, sending cease and desist letters, to credit monitoring and being able to monitor progress in your dashboard.

Unless you’re a really busy person and you don’t have the time to check your reports and dispute whatever inaccurate information you have in your credit report, then it’s not worth paying someone to fix your credit for you. “Fix”, at best in this context, means they’ll help you try to get inaccurate information off your credit report as long as it’s the right thing and also verifiable. If the information is not accurate, there’s nothing even the best credit repair services can do to remove such information. Whereas, there’s nothing a credit repair service or anyone willing to help you for a price will do that you totally cannot.

It costs absolutely nothing to repair your credit when you do it all by yourself. It’s not an entirely difficult process that you can’t handle and it will help you save money rather than pay someone to do it. However, you can spend between $30 to $130 when you hire the services of a credit repair company to help you go about it just in case you don’t have the time to do it yourself. Most credit repair services are usually subscription based and you might have to pay the amount every month to have the companies help you dispute inaccurate information in your credit reports.

Credit Repair Today

Service Focus
38% Trade Lines
32% Credit Disputes
23% Debt
7% Other
Service Focus
38% Trade Lines
32% Credit Disputes
23% Debt
7% Other
Credit Repair Todays is a company that can repair your credit and also they can educate you to understand a credit report, imProve your credit scores and Prevent ID theft, etc. They have a live credit counselor that is available to you at any time. They don't have monthly fees like other companies, they only have one flat rate.

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Poser Tubes Credit Repair

Service Focus
24% Trade Lines
32% Credit Disputes
14% Debt
30% Other
Service Focus
24% Trade Lines
32% Credit Disputes
14% Debt
30% Other
This company has been helping people to repair their credit scores. With their repair service, you will only pay when items will be removed from your credit report. They have a team of credit specialists who can help you to repair your credit score fast, so you can move forward with your important live purchases.

San Francisco Credit Repair Company

Service Focus
1% Trade Lines
22% Credit Disputes
39% Debt
38% Other
Service Focus
1% Trade Lines
22% Credit Disputes
39% Debt
38% Other
San Francisco Credit Repair Company is Premium Credit Repair in the state of California which helps their clients by Providing them the solutions to credit repair, debt elimination and settlement services. They also offer lifetime warranty on the credit repair. There are payment plans available for every budget. They work with attorneys and law agencies to help the client to right person.

Clearly California Credit Repair

Service Focus
10% Trade Lines
37% Credit Disputes
25% Debt
28% Other
Service Focus
10% Trade Lines
37% Credit Disputes
25% Debt
28% Other
Clearly California Credit Repair can help you clean up your credit history and can help you understand how money works, how to use your finances in your favor, and how to make smart decisions with your money. We help you to get the right information. We also help you spending your credits and help you get out of the debt.

Credit Repair One

Service Focus
33% Trade Lines
39% Credit Disputes
3% Debt
26% Other
Service Focus
33% Trade Lines
39% Credit Disputes
3% Debt
26% Other
Credit Repair One is here to assist you with getting your credits fixed and all the dark imPrints settled. Address one of our friendly agents today to discover how to begin. We are known as the country’s most well reviewed credit restoration and debt solutions Provider.

Cre Credit Services

Service Focus
8% Trade Lines
50% Credit Disputes
20% Debt
22% Other
Service Focus
8% Trade Lines
50% Credit Disputes
20% Debt
22% Other
CRE Credit Services offers credit repair, credit restoration and credit education services. They operate in full compliance with federal agencies like Federal CROA and Texas State CSO regulations. They have an extensive experience in personal finance, banking, credit reporting, etc. They assist their clients in correcting and imProving clients credit reports, credit scores, and credit knowledge.

Raise Up Credit Repair

Service Focus
8% Trade Lines
34% Credit Disputes
51% Debt
7% Other
Service Focus
8% Trade Lines
34% Credit Disputes
51% Debt
7% Other
The main goal of Raise Up Credit Repair is to fix credit score as fast as possible. They started their operations in 2009 which makes them the one with much experience. They have helped more than 11 thoUSAnd people managing their credit scores. They have Provided services to remove collection, bankruptcies and foreclosure. They Provide their clients result in less than 60 days.

The Credit Monkey

Service Focus
4% Trade Lines
46% Credit Disputes
20% Debt
30% Other
Service Focus
4% Trade Lines
46% Credit Disputes
20% Debt
30% Other
TheCreditMonkey.com is a must-have for anyone who has a terrible rating or low score according to Equifax, Experian and Transunion. By charging only 199$, which can also be paid in 3 installments, we help your credit score to be at 700 or higher. By managing your credit reports, you can receive positive response from banks on loans.

Blue Water Credit

Service Focus
29% Trade Lines
18% Credit Disputes
37% Debt
16% Other
Service Focus
29% Trade Lines
18% Credit Disputes
37% Debt
16% Other
Blue Water Credit has comPrehensive credit rehabilitation system that will help you clean up negative andorrect items from your credit reports. The company helps repairing the client’s credits quickly by managing accounts and helping maintain the credits. The company understands the laws so they help you file disputes with the credit bureaus, holding them accountable.

Credit Glory

Service Focus
38% Trade Lines
7% Credit Disputes
16% Debt
39% Other
Service Focus
38% Trade Lines
7% Credit Disputes
16% Debt
39% Other
CreditGlory has been working in the field of credit repair for over a decade. Before this, we have also worked as the largest debt collection agencies. We understand the competition so they can fight for you that no one else can. We are your ally against Bureaus, Collection Agencies, Creditors, and other corporations hurting your credit worthiness.

Century Credit Group

Service Focus
13% Trade Lines
32% Credit Disputes
52% Debt
3% Other
Service Focus
13% Trade Lines
32% Credit Disputes
52% Debt
3% Other
By removing inaccurate, misleading, or unverifiable information, Century Credit Group has helped many clients repair their credit reports. They have successfully challenged bankruptcies, charge offs, tax liens and judgments. They know that the best way to save money is to save through credits so they help their clients imProving their credit reports. The staff at the company has more than 100 years of combined experience.

Credit Repair San Francisco

Service Focus
27% Trade Lines
14% Credit Disputes
35% Debt
23% Other
Service Focus
27% Trade Lines
14% Credit Disputes
35% Debt
23% Other
Credit Repair has been fixing bad credits for years in San Francisco. They help their clients to achieve their credit goals. They raise customer’s credit score, so they can save a lot of interest and imProve client’s access to credit. They Provide faster service at lower cost than their competitors in the city.

Bay Area Credit Repair

Service Focus
50% Trade Lines
16% Credit Disputes
18% Debt
16% Other
Service Focus
50% Trade Lines
16% Credit Disputes
18% Debt
16% Other
The company offers credit repair services. They work with credit bureaus and your creditors to challenge the negative report items that affect your credit score. They ensure that customer’s credit history reflects them honestly. 24/7 monitoring and alerts keep their clients up to date about the changes on the report and Progress made.

Fix Your Credit Consulting

Service Focus
12% Trade Lines
33% Credit Disputes
38% Debt
17% Other
Service Focus
12% Trade Lines
33% Credit Disputes
38% Debt
17% Other
They are a top-rated and absolutely bonded credit score repair consulting employer. After reviewing your credit document, their credit score consultants determine a customized rate Primarily based on your situation. You could go to a credit score restore rePresentative at their other offices in San Francisco and San Diego, CA.

Keypoint Credit Services

Service Focus
28% Trade Lines
36% Credit Disputes
9% Debt
27% Other
Service Focus
28% Trade Lines
36% Credit Disputes
9% Debt
27% Other
Keypoint is a credit service agency that works on behalf of customers to help clean up their credit score. They challenge the questionable items by directly going to bureaus and creditors. Our team replace our customers in actual time, the use of a non-public Progress dashboard in which you could view the status of your account any timeluding items being Processed.

Lexington Law Firm

Service Focus
9% Trade Lines
19% Credit Disputes
69% Debt
3% Other
Service Focus
9% Trade Lines
19% Credit Disputes
69% Debt
3% Other
Lexington Law service levelslude Concord Standard, Concord Premier, and PremierPlus. They also help their clients by Providing them counsel level attorneys located in almost every state in the country. To make the contesting Procedure simpler, Lexington Law can recognize and challenge flawed negative things for your sake utilizing our licensed credit fix Process.

Pyramid Credit Repair

Service Focus
25% Trade Lines
24% Credit Disputes
27% Debt
23% Other
Service Focus
25% Trade Lines
24% Credit Disputes
27% Debt
23% Other
The mission of Pyramid Credit Repair is to restore the faith in credit repair. The company started their operations in 2011. In 2013, they introduced a new Process which Provided access to credit repair and solutions. They have 273 members in their dedicated team. They offer two type of plans i.e. singles plan and couples plan to Provide their customers the best experience.