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Getting a new job is exciting, but it can also be nerve-wracking if you have a criminal record. As you fill out the application and prepare for interviews, you know a background check is coming. What exactly will it turn up from your past? Will that reckless behavior from your...

Background checks. Just the phrase is enough to make any job seeker anxious. You've likely heard horror stories about people losing out on dream jobs because of minor blemishes unearthed in their background check.  But background screening has become standard practice for the vast majority of employers today. According to...

Dealing with debt collectors can be stressful, but unfortunately many consumers also have to contend with illegal scams and harassment from unethical collectors. Scam operations and abuse tactics can make a bad financial situation even worse. However, you have rights and protections when it comes to debt collection. By understanding...

Student loan debt has become an increasing burden for millions of Americans, with total outstanding student loan debt now exceeding $1.7 trillion in the United States. As of 2021, the average student loan debt for graduates was $30,000, while many have balances exceeding $100,000 or even $200,000. With rising tuition costs...