2022 Reviews

Top Credit Repair Services in New York City - 2022

LAST UPDATED 9 Aug, 2022
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List of the Top Credit Repair Services in New York City

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SG Credit Solution

Service Focus
24% Trade Lines
12% Credit Disputes
30% Debt
35% Other
Service Focus
24% Trade Lines
12% Credit Disputes
30% Debt
35% Other
Since Fair Credit Reporting Act (FCRA) gives you the right to accurate credit reporting. Exercise that right by having your questionable credit listings either verified as accurate or removed from your credit reports according to the law. S.G Credit Solution will repair your credit and remove bad credit. They boost your credit score in 30-45 days.

Credit Glory

Service Focus
38% Trade Lines
7% Credit Disputes
16% Debt
39% Other
Service Focus
38% Trade Lines
7% Credit Disputes
16% Debt
39% Other
Credit Glory has been in the credit repair industry for over a decade. Before credit repair, they worked for one of the largest debt collection agencies in the nation, giving us unique insight into the businesses they challenge on your behalf. No one can fight for you like them because no one understands the competition like they do.

White, Jacobs & Associates

Service Focus
32% Trade Lines
25% Credit Disputes
13% Debt
30% Other
Service Focus
32% Trade Lines
25% Credit Disputes
13% Debt
30% Other
White Jacobs and Association understand how frustrating it can be, getting apProved for a home, qualifying for a large purchase or refinance, avoiding high-interest rates.That’s why you need a company that’s committed to changing your life through credit, and that’s their mission. They have an in-house attorney that backs their audits. Ask any of the “other” credit repair guys if they do that.

Frequently Asked Questions About Credit Repair Services

Settling whatever challenges or inaccurate information you have in your credit report can help you get a good credit score which is enough to also have low mortgage rates. Credit repair services can help with challenging this inaccurate information and ensure that it has actually been corrected in your credit report. This can get you a good credit score as long as you don’t have any down debts and the information challenged was actually inaccurate thereby getting you low mortgage rates.

It’s not necessary or something you need to do before you get your challenges sorted. You can absolutely do it on your own but if you need further advice or would like to consult with experts or you’re a busy person and wouldn’t have time to do it and follow up, then you should get the services of a legitimate credit repair company to help you with it.

What credit repair companies do primarily is to give you advice on what to do regarding inaccurate information on your credit report and also help you through the process of submitting a challenge to the appropriate quarters. Depending on the subscription you have with them and the amount you’re paying, these services might be extended to other things such as credit monitoring. So basically they provide services to help you counter any kind of inaccurate information you have on your credit report.

Yes, credit repair services are legal. It is even protected by a federal law. So that means using them is actually not a problem. However, you might need to be very careful when selecting a credit repair company so as not to fall for scams posing to offer credit repair services. Also, beware of any credit repair company that guarantees to have accurate information taken off your credit report.They have no hand in that, they only submit disputes just like you can do yourself and wait for feedback regarding the dispute issued.

If work means helping you to dispute or challenge any inaccurate information in your credit report, then yes. Credit repair services help you do that together with a number of other things, one of which is Credit reporting. They submit a dispute on your behalf and also do follow up to ensure it is settled and the information no longer appears on your credit report. However, if the information is inaccurate or unverifiable, then the information might not be removed but that is not a fault on the part of your credit repair company.

To start, you’d first have to obtain your credit reports. Everyone is entitled to a free credit report once in 12 months and this can be gotten from www.annualcreditreport.com. After getting your report, the next thing is to check and review the report for any negative items or inaccurate information, which could be late payments, bankruptcies, repossessions and so on. Next step is to challenge and dispute the inaccurate information in the report. If the information is accurate, it will not be removed. Even for the inaccurate information detected, you will need to get proof or something to back up your claim for it to be properly investigated and have it removed. You can then send a mail to the credit agency reporting the inaccurate information stating your challenge. There’s also an option to submit disputes online and this can be done via the agency’s website.

There are a number of companies that offer credit repair services. Their services usually come with not just helping you repair your credit but also some other things like credit monitoring or follow up to ensure the inaccurate information has been removed from your credit report. The best available is Credit Saint, having an A+ rating at the Better Business Bureau for over 10 years. They offer free consultation at the start to help you identify negative items in your credit report before you can then decide on which of their packages you want to go for. Their services range from sending challenges to all three credit bureaus, sending cease and desist letters, to credit monitoring and being able to monitor progress in your dashboard.

Unless you’re a really busy person and you don’t have the time to check your reports and dispute whatever inaccurate information you have in your credit report, then it’s not worth paying someone to fix your credit for you. “Fix”, at best in this context, means they’ll help you try to get inaccurate information off your credit report as long as it’s the right thing and also verifiable. If the information is not accurate, there’s nothing even the best credit repair services can do to remove such information. Whereas, there’s nothing a credit repair service or anyone willing to help you for a price will do that you totally cannot.

It costs absolutely nothing to repair your credit when you do it all by yourself. It’s not an entirely difficult process that you can’t handle and it will help you save money rather than pay someone to do it. However, you can spend between $30 to $130 when you hire the services of a credit repair company to help you go about it just in case you don’t have the time to do it yourself. Most credit repair services are usually subscription based and you might have to pay the amount every month to have the companies help you dispute inaccurate information in your credit reports.

Raise Up Credit Repair

Service Focus
8% Trade Lines
34% Credit Disputes
51% Debt
7% Other
Service Focus
8% Trade Lines
34% Credit Disputes
51% Debt
7% Other
At Raise Up Credit Repair their concept is very simple, to get your credit score fixed as fast as possible. They have been repairing credit scores since 2009. To this date, Raise Up Credit Repair has helped more than 11,290 thoUSAnd people with their credit scores. From late payments, removing collection, bankruptcies to removing charge offs and foreclosures they’ve done it all.

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Credit Repair Plus

Service Focus
10% Trade Lines
44% Credit Disputes
5% Debt
42% Other
Service Focus
10% Trade Lines
44% Credit Disputes
5% Debt
42% Other
Credit Repair Plus are a financial services firm specializing in credit restoration and financial consultation services. Credit Repair Plus Prides itself in being mostly a referral based company that has worked very hard to perfect their level of service and Provide real solutions for their clients when it comes to mending their credit reports and raising their credit scores.

Credit Repair Cloud

Service Focus
42% Trade Lines
42% Credit Disputes
13% Debt
3% Other
Service Focus
42% Trade Lines
42% Credit Disputes
13% Debt
3% Other
Credit Repair Cloud Software was founded in 2002. They are fast-growing company based in sunny Silicon Beach, CA. they create innovative Products that help Credit Heroes to help their clients with their credit, to truly change lives, and make a great living in the Process. They help them by creating the software, the systems and the strategies, to grow multi-million dollar credit repair businesses from nothing

Credit Repair Nyc

Service Focus
5% Trade Lines
44% Credit Disputes
17% Debt
33% Other
Service Focus
5% Trade Lines
44% Credit Disputes
17% Debt
33% Other
If you believe there are errors in your credit report, you can benefit from hiring one of the best New York City credit repair companies like Credit Repair New York. They will correct those errors for you. since there is no magical formula to raise your credit score in a short time but Credit Repair New York can for sure help you give your score a deserved bump.

Goldenberg Firm

Service Focus
3% Trade Lines
40% Credit Disputes
31% Debt
27% Other
Service Focus
3% Trade Lines
40% Credit Disputes
31% Debt
27% Other
Simon Goldenberg, Esq, Founder and Managing Attorney in his years of Practice, he came to realize that many people have only a basic understanding of the credit and debt system that operates in the United States. Simon is a debt relief lawyer; he fights to get consumers the justice they deserve.

Im Law Group

Service Focus
3% Trade Lines
35% Credit Disputes
20% Debt
42% Other
Service Focus
3% Trade Lines
35% Credit Disputes
20% Debt
42% Other
At IM Law Group, their knowledge of credit reporting laws and statutes can help you on your path to a better financial future. They’ll help you better understand how these laws can be used to eliminate inaccurate items from your credit report, and they’ll guide you step by step through the Process of repairing your credit.

Syracuse Credit Repair

Service Focus
23% Trade Lines
31% Credit Disputes
8% Debt
38% Other
Service Focus
23% Trade Lines
31% Credit Disputes
8% Debt
38% Other
Here in Syracuse NY they are the number one firm who you should trust to handle your credit affairs. When it comes to your money, you need to be sure that you are working with consummate Professionals, always. They are that kind of Professional and they want to be the one stop shop for all of your credit repair concerns.

Altocredit Advisors

Service Focus
16% Trade Lines
28% Credit Disputes
31% Debt
24% Other
Service Focus
16% Trade Lines
28% Credit Disputes
31% Debt
24% Other
At ALTO CREDIT they have well more than a decade of collective experience in the credit and financial industries. They are unable to get the loans, credit, or the buying power they need to thrive in an economy built on credit. Their team of expert Credit Advisors has financial services backgrounds.

Cre Credit Services

Service Focus
8% Trade Lines
50% Credit Disputes
20% Debt
22% Other
Service Focus
8% Trade Lines
50% Credit Disputes
20% Debt
22% Other
CRE Credit Services is a credit services organization offering credit repair services, credit restoration services, credit building services, and credit education services. They operate in full compliance with Federal CROA and Texas State CSO regulations. CRE Credit Services is owned and operated by Professionals with extensive experience in personal finance, banking, credit, credit reporting, collections, finance, mortgage, and experts that have been doing credit repair for nearly a decade.

Action Credit Repair

Service Focus
36% Trade Lines
42% Credit Disputes
0% Debt
21% Other
Service Focus
36% Trade Lines
42% Credit Disputes
0% Debt
21% Other
Action Credit Repair takes Pride in liberating their customers from the nightmare of bad credit. Their certified credit experts are highly trained and know exactly what it takes to help you overcome the credit Problems you are facing. The good news is that you do not have to embark upon the journey to change your credit situation alone. Action Credit Repair is there to help.

Y2K Credit Solutions

Service Focus
26% Trade Lines
38% Credit Disputes
29% Debt
7% Other
Service Focus
26% Trade Lines
38% Credit Disputes
29% Debt
7% Other
They are Y2K Credit Solutions. They are the industry leaders in helping our clients regain their financial health through raising their credit score, cleaning their credit Profiles, and Providing education on how to maintain a sound financial state. Unlike popular perception, having bad credit is not necessarily a sign of bad financial habits or Practices.

The Credit Repair Pros

Service Focus
2% Trade Lines
67% Credit Disputes
1% Debt
30% Other
Service Focus
2% Trade Lines
67% Credit Disputes
1% Debt
30% Other
Credit Repair Pros believes you need Professionals to work directly with your creditors and the credit agencies to challenge adverse or inaccurately stated items on your credit Profile. Tax liens, late payments, collections, and even bankruptcies may be cleared away to help remedy your credit score. They have a team of experts who will help you out with this all that in NY.

Great Northern Mortgage

Service Focus
37% Trade Lines
32% Credit Disputes
12% Debt
20% Other
Service Focus
37% Trade Lines
32% Credit Disputes
12% Debt
20% Other
Great Northern Mortgage Corp., performing credit repair services through its division GN Credit, is a reliable, trustworthy company that can help you with all of your credit repair services, and real estate financing needs. They have built their reputation on recommendations from satisfied customers. They are among the best in NY when it comes to credit repair.

Clean Slate Credit Solutions

Service Focus
10% Trade Lines
58% Credit Disputes
20% Debt
11% Other
Service Focus
10% Trade Lines
58% Credit Disputes
20% Debt
11% Other
Credit Repair team at Clean Slate Credit Solutions is there to help you walk you through each step of the Process. They realize that when you embark on the journey to fix your credit, it may seem a little overwhelming. So they want to make sure to answer all of your questions when they are Presented.

Pyramid Credit Repair

Service Focus
25% Trade Lines
24% Credit Disputes
27% Debt
23% Other
Service Focus
25% Trade Lines
24% Credit Disputes
27% Debt
23% Other
Pyramid Credit Repair are an innovative team with a group of dedicated, passionate, and remarkable individuals determined to help you repair financial defects from your record and help discover ways to imProve credit score. They have Professional Credit Analyst who will review your reports with you and help identify the negative items hurting the overall health of your reports.

Northshore Advisory

Service Focus
57% Trade Lines
20% Credit Disputes
17% Debt
6% Other
Service Focus
57% Trade Lines
20% Credit Disputes
17% Debt
6% Other
Their team of FICO Certified Professional credit experts lead by founder and President of North Shore Advisory Tracy Becker, work with businesses on the threshold of gaining supplier apProval for major retailers as well as those existing suppliers that want to insure they remain in good standing by keeping excellent credit ratings.