2022

Top Credit Repair Services in Los Angeles - 2022

LAST UPDATED 25 Jan, 2022
21 Firms
All Filters
List of the Top Credit Repair Services in Los Angeles

Infinite Financial Firm is a fully bonded credit repair and consultant company that deals with every credit issue, ranging from charge-offs to bankruptcies. We specialize in credit repair and debt settlement. We have over 10 years of experience helping people with inaccurate items on there credit reports/debt.

Service Focus
13%
25%
22%
41%

Future Credit Solutions here to help you achieve the best credit standing possible by making the credit repair Process effective, simple, personalized, and a good investment into your future. Our Proven credit repair methods, Processes, credit expertise, and customer service make us the future of the industry.

Service Focus
36%
40%
21%
3%

We recognize all the current credit laws and offers a comPrehensive, yet simple apProach to imProve credit ratings. Our goal is to Provide our clients with one thing – RESULT! So, we have absolutely no fear in Promising to give you some or all of your money back.

Service Focus
4%
16%
74%
7%

740Plus Credit Score Repair – Licensed Credit Repair Company California. 92% Proven success rate in credit repair. We get the companies on your credit to Prove they have requested or offer to request deletion at all three Consumer Reporting Agencies or you do not pay my success fee! This is why results are always permanent unlike my competitors-the companies themselves request deletion.

Service Focus
13%
27%
30%
30%

Zenith Financial Group DBA Credit Repair Experts is a credit restoration company that works with clients to imProve credit Profiles by challenging questionable, inaccurate, outdated, misleading and or unverifiable data on consumer credit reports. We will Challenge the items you identified with your creditors and/or the credit bureaus.

Service Focus
1%
28%
32%
38%

Credit e Man takes Problematic credit reports seriously. We understand the applicable consumer Protection laws, and we help our clients to leverage those legal rights so that their credit reports remain fair, accurate, and substantiated. Our mission is to Provide consultation and credit repair services to clients wishing to imProve their personal credit and knowledge of their credit rights.

Service Focus
6%
34%
21%
40%

At Novo Credit Repair, our team removes negative items legally and permanently using all 72+ laws Protecting consumers while using our Proven system to make imProving your credit score with all 3 bureaus a simple and speedy Process. Our team of experts Provide credit repair and counseling to remove negative items legally and permanently. We Provide the best support, a fast and Proven credit repair service with full transparency throughout the entire Process.

Service Focus
23%
14%
27%
36%

1 on 1 Credit Repair was Started by a former sales leader at a well established credit repair company. We personalize our disputations by first offering a $1 dollar consultation and breaking down your credit report line by line. We have the results mailed directly to you, take a max of 30-45 days to get results in your hand.

Service Focus
47%
6%
27%
20%

Fast Credit Repair Company a national credit restoration company that works with clients and creditors to imProve credit Profiles by challenging questionable, inaccurate, outdated, misleading, and/or unverifiable data on consumer credit reports. We understand the unforeseen can happen. We believe everyone deserves a second chance and our credit experts are here to help you. We work with you, the credit bureaus, and your creditors to help you attain the highest best credit possible.

Service Focus
7%
12%
29%
52%

We understand the unforeseen can happen, but we believe everyone deserves a second chance! The long term effects it can have on your credit can be a tremendous road block when trying to rebuild, so our Credit Experts are here to help you!

Service Focus
52%
8%
5%
34%

Credit Law Solutions is unique in that we design customizable Programs to tailor to each of our clients’ specific credit needs. During our free analysis we assemble a strategy to boost your credit Profile. We consider all aspects of your credit Profile, both positive and negative, and construct a unique roadmap to achieve optimal results.

Service Focus
3%
32%
28%
37%

Credit Repair Cloud isn’t just a software company. It’s a movement of Creditt Heroes who change lives and mutually support each other, to launch and run in a brand new way that allows you to accelerate your business growth faster than you have ever been able to, ever in the history of this business.

Service Focus
42%
42%
13%
3%

At Credit Repair Today, we not only repair credit, we educate and assist consumers; to understand their credit report and imProve their credit scores. Our objective is to raise your credit scores and educate the average consumer on how to understand and imProve their credit Today and keep it that way tomorrow.

Service Focus
38%
32%
23%
7%

Our serviceludes assessing your credit contacting creditors on your behalf. We have been trained on recent laws, statutes, and credit reporting Practices. We are dedicated to helping you achieve your goals. Using aggressive strategies to offer maximum results.

Service Focus
31%
52%
10%
7%

Established in 2007, to help individuals eliminate debt and avoid bankruptcy. The team of financial specialists are IAPDA apProved and can Provide a free initial consultation. The recovery Programludes consolidating all debts into one single monthly repayment. Can help to reduce debt by 40%, on average. Headquarters in NYC but serve customers across the country and Puerto Rico.

Service Focus
20%
52%
12%
15%

Quality repairers of high-end audio and video (AV) equipment, established since 1965. All faulty equipment are serviced and repaired to the highest standard using factory-apProved parts. Authorized repairers of a wide range of brands. Repair Car Audio, Home/Commercial AV, TVs, Projectors, Turntables. On site visits available. The organization Prides itself on good customer service. Repairslude a 90 day warranty.

Service Focus
33%
30%
9%
27%

Over the last 15 years we’ve perfected the ultimate 3 step credit repair Process of enhanced challenges, regulatory complaints and litigation, so that you can get the perfect credit you deserve. If your credit is not repaired, then you simply are not charged.

Service Focus
13%
28%
31%
28%

Infinite Financial Firm is a fully bonded credit repair and consultant company that deals with every credit issue, ranging from charge-offs to bankruptcies. We specialize in credit repair and debt settlement. We have over 10 years of experience helping people with inaccurate items on there credit reports/debt.

Service Focus
22%
15%
26%
37%

CreditRepairReview.com is committed to ensuring better credit repair help experiences for everyone, which means we do our due diligence so that you can make an informed decision. These credit repair companies will also Provide other credit services thatlude credit restoration tips and how to manage your credit and finances.

Service Focus
7%
21%
18%
54%

Future Credit Fix commitment to excellence with every client is what sets us apart. We command superior knowledge, inside information, cutting-edge technology, and employ specialists that are trained to meet and exceed the Fair Credit Reporting Act’s requirements of service and transparency.

Service Focus
38%
15%
44%
3%

At Money Management International, we specialize in Providing nonProfit solutions to everyday financial challenges. Our success is your Prosperity. We offer a range of financial education and counseling services to tackle the most common setbacks consumers face today. We Provide Professional financial guidance, credit counseling, community-wide educational Programs, debt management assistance, bankruptcy counseling and education services, student loan counseling, rePresentative payee, and housing counseling assistance to consumers via phone, online, and in-person.

Service Focus
1%
39%
13%
13%
15%
19%

Expert Answers To Common Questions:

  1. Can a credit repair service lower my mortgage payments?
  2. Should I use a credit repair service?
  3. How do credit repair services work?
  4. Are credit repair services legal?
  5. Do credit repair services work?
  6. How can I repair my credit myself?
  7. What is the best credit repair service?
  8. Is it worth paying someone to fix your credit?
  9. How much does it cost to repair my credit?
Can a credit repair service lower my mortgage payments?

Settling whatever challenges or inaccurate information you have in your credit report can help you get a good credit score which is enough to also have low mortgage rates. Credit repair services can help with challenging this inaccurate information and ensure that it has actually been corrected in your credit report. This can get you a good credit score as long as you don’t have any down debts and the information challenged was actually inaccurate thereby getting you low mortgage rates.

Should I use a credit repair service?

It’s not necessary or something you need to do before you get your challenges sorted. You can absolutely do it on your own but if you need further advice or would like to consult with experts or you’re a busy person and wouldn’t have time to do it and follow up, then you should get the services of a legitimate credit repair company to help you with it.

How do credit repair services work?

What credit repair companies do primarily is to give you advice on what to do regarding inaccurate information on your credit report and also help you through the process of submitting a challenge to the appropriate quarters. Depending on the subscription you have with them and the amount you’re paying, these services might be extended to other things such as credit monitoring. So basically they provide services to help you counter any kind of inaccurate information you have on your credit report.

Are credit repair services legal?

Yes, credit repair services are legal. It is even protected by a federal law. So that means using them is actually not a problem. However, you might need to be very careful when selecting a credit repair company so as not to fall for scams posing to offer credit repair services. Also, beware of any credit repair company that guarantees to have accurate information taken off your credit report.They have no hand in that, they only submit disputes just like you can do yourself and wait for feedback regarding the dispute issued.

Do credit repair services work?

If work means helping you to dispute or challenge any inaccurate information in your credit report, then yes. Credit repair services help you do that together with a number of other things, one of which is Credit reporting. They submit a dispute on your behalf and also do follow up to ensure it is settled and the information no longer appears on your credit report. However, if the information is inaccurate or unverifiable, then the information might not be removed but that is not a fault on the part of your credit repair company.

How can I repair my credit myself?

To start, you’d first have to obtain your credit reports. Everyone is entitled to a free credit report once in 12 months and this can be gotten from www.annualcreditreport.com. After getting your report, the next thing is to check and review the report for any negative items or inaccurate information, which could be late payments, bankruptcies, repossessions and so on. Next step is to challenge and dispute the inaccurate information in the report. If the information is accurate, it will not be removed. Even for the inaccurate information detected, you will need to get proof or something to back up your claim for it to be properly investigated and have it removed. You can then send a mail to the credit agency reporting the inaccurate information stating your challenge. There’s also an option to submit disputes online and this can be done via the agency’s website.

What is the best credit repair service?

There are a number of companies that offer credit repair services. Their services usually come with not just helping you repair your credit but also some other things like credit monitoring or follow up to ensure the inaccurate information has been removed from your credit report. The best available is Credit Saint, having an A+ rating at the Better Business Bureau for over 10 years. They offer free consultation at the start to help you identify negative items in your credit report before you can then decide on which of their packages you want to go for. Their services range from sending challenges to all three credit bureaus, sending cease and desist letters, to credit monitoring and being able to monitor progress in your dashboard.

Is it worth paying someone to fix your credit?

Unless you’re a really busy person and you don’t have the time to check your reports and dispute whatever inaccurate information you have in your credit report, then it’s not worth paying someone to fix your credit for you. “Fix”, at best in this context, means they’ll help you try to get inaccurate information off your credit report as long as it’s the right thing and also verifiable. If the information is not accurate, there’s nothing even the best credit repair services can do to remove such information. Whereas, there’s nothing a credit repair service or anyone willing to help you for a price will do that you totally cannot.

How much does it cost to repair my credit?

It costs absolutely nothing to repair your credit when you do it all by yourself. It’s not an entirely difficult process that you can’t handle and it will help you save money rather than pay someone to do it. However, you can spend between $30 to $130 when you hire the services of a credit repair company to help you go about it just in case you don’t have the time to do it yourself. Most credit repair services are usually subscription based and you might have to pay the amount every month to have the companies help you dispute inaccurate information in your credit reports.